P

P

“Policy summary” - a document provided by intermediaries to detail the significant exclusions and limitations of a policy and other information.

“Policy wording” - the document that provides full details of the contract between the insurer and the policyholder

“Premium” - the amount paid by the policyholder for insurance before adding any insurance premium tax that applies

“Proof of loss” - documentation presented to an insurer to help the insurer to determine its liability under the policy

“Proposer” – the person or business who applies to take out insurance