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“Tenant’s liability” - the liability of a tenant for loss or damage to the landlord’s property - the tenant’s liability section of a household contents policy covers liability for buildings damage when caused by insured peril.

“Territorial limits” – the geographical limits within which the insured event or loss must occur

“Third Party” - someone involved in a claim who is neither the policyholder nor the insurer.

“Total loss” – when the subject-matter of insurance is lost, destroyed or damaged beyond economic repair.

“Travel Insurance” - insurance covering certain risks connected with holidays. Usually includes cover for the costs of unavoidable cancellation, personal accident, medical treatment abroad and lost or stolen luggage. Cover can often be extended to include winter sporting / sporting activities