SmartWater

Our policies come with SmartWater Theft Prevention System

Homesitters

Protect your home when you’re away on business or holiday.
 

Ultra Home

Our pinnacle home and contents insurance cover is ideal for high net worth individuals who demand the absolute best. Home & Legacy Ultra Home provides specialist insurance cover to give comprehensive protection for homes and contents of significant value. What’s more, you’ll also have access to our professional insurance advisors who have the expertise to provide you with tailored comprehensive insurance and risk management solutions.

Defaqto, an independent financial research company, has awarded Ultra Home with its highest possible accolade - the Premier Rating.

Major features of Ultra Home:

  • Accidental damage cover included as standard for both buildings and contents
  • Worldwide cover for contents, fine art, antiques and personal possessions
  • Alternative accommodation cover in the event of your home becoming uninhabitable from an insured loss
  • Free risk management appraisal included*
  • Damage to your contents by domestic pets covered up to £10,000
  • Cover for up to £20,000 of business contents included as standard
  • 24 hour, 365 days a year home emergency cover provided as standard

*For risks with either a building sum insured over £750,000 or contents over £150,000

To get in touch with one of our specialist advisors, please telephone 0844 893 8360 or complete our online enquiry form to request a quotation online.

See how we compare to our competitors:

  Home & Legacy UltraHiscox 606Chubb Masterpiece ‘Initial’Zurich Private Clients Home InsuranceSterling Executive HomeChartis
Automatic cover to pay up to £15,000 for security upgrades to your home after a physical criminal assault at your home yes no no no yes yes
Contents outdoors or in outbuildings is up to contents sum insured yes yes no yes yes yes
Automatic cover provided for £5,000 Money cover and £30,000 Credit Cards Cover yes yes no yes no no
Cover for business equipment up to £20,000 included as standard yes yes no no no yes
Cover for Identity Theft Fraud up to £50,000 yes no yes no no yes
Information sourced from Defaqto on 16 July 2010