Storms can cause serious damage, from roof damage to causing water damage to floors and carpets so it is important to have property insurance which includes cover you for these kinds of events. This is particularly essential if you have tenants in your property as you will want to ensure that you continue to receive uninterrupted rental income.
If there appears to be damage to your property or your tenants have reported damage following a storm you should contact the claims helpline who will be able to advise you the next steps and how to organise the repair work.
Alternately you can contact our 24 hour emergency assistance helpline on 0845 073 1114 for guidance through what to do next.
If the property has become uninhabitable due to the damage caused by the storm your policy will cover you for the cost of alternative accommodation for tenants or alternatively for the loss of your rent. Please obtain authorisation from the claims helpline before you incurring any alternative accommodation costs though and remember to keep any receipts as they may form part of your claim.
Contact the Home and Legacy Claims Helpline on 0844 893 8360
Monday – Friday 9.00 am – 5.00pm
Access the Emergency helpline 24 hours a day, 365 days a year on 0845 073 1114