Details of Cover

Ultra Motor is Home & Legacy’s Premier rated insurance, designed to provide outstanding benefits for high net worth drivers with more complex insurance needs.

Our policy offers protection and reassurance for drivers and their families, including enhanced benefits such as:

• Choice of repairer
• A like for like temporary replacement vehicle
• Cherished plate protection

Polices can be set up on a standalone basis and it is not a requirement to hold an existing policy with Home & Legacy.

Major features and benefits of Ultra Motor include:

Emergency expenses

We will cover travel costs or overnight accommodation, meals and telephone expenses for the driver and passengers if the insured vehicle cannot be driven following an accident.

Temporary substitutions of vehicle

Whilst a vehicle is being serviced or repaired, we automatically provide cover on a courtesy vehicle on loan from the garage up to the same engine size as the drivers’ own (maximum 3000cc).

Driving other cars

All named drivers on the policy aged over 25, holding a full UK driver’s licence for more than 2 years can enjoy third party cover to drive other cars.

Driving abroad

We provide comprehensive cover while driving anywhere in the EU for up to 90 days per trip.

No blame bonus

A drivers’ no claims bonus will not be affected following an accident where they are not at fault and there is no third party to take blame.

Legal expenses

We provide cover for up to £100,000 in legal fees when pursuing a claim for personal injury or uninsured losses.

European breakdown cover – 24 hours, 365 days a year

Breakdown assistance and vehicle recovery is provided within the UK and the EU. Our cover includes breakdowns at home as standard.

Trailers and horse trailers

Covered up to £2,000 whether attached to the insured vehicle or not.

Car jacking and road rage cover

Medical or counselling expenses paid up to £5,000 following an attack.

Why choose Ultra Motor?

Ultra Motor is designed to make life simpler, offering cover for:

• Vehicles of any value
• Drivers with one or more vehicles
• Family fleets, including private cars, motorcycles, light commercial vehicles, motor homes, horseboxes and specialist vehicles such as classic and vintage cars and kits or modified cars
• Vehicles used by young drivers and employees

In addition Home & Legacy provide the following service benefits

• One renewal date for all vehicles, simply start the policy with one vehicle and add the rest when they are due for renewal
• No proposal or claims forms to fill in
• One helpline number to report all claims
• Claims helpline number sent by SMS to policy holder’s mobile phone

Claims service

Our claims service is fast and hassle free. There are no forms to fill-in and the Home & Legacy helpline operates 24/7 365 days a year. Please click here to access our claims information page.

Quotes

Our interactive quote form can be completed and submitted online, saved or printed to complete during a client visit. Please click here to access the form.

Contact us

For further information about Ultra Motor or to arrange a meeting to discuss this product, please contact Nathaniel Filer on 0208 607 2109 or email nathaniel.filer@homeandlegacy.co.uk