Home insurance by Home & Legacy

When you have a high-value home and valuable possessions, standard insurance isn’t enough. You require a greater level of protection, with excellent service to match.

Such policies are often known as high net worth or high-value insurance. Compared to standard home policies they provide more generous sum insured limits, fewer restrictions, higher-quality benefits and specialist cover for art, collectables and jewellery. All of this gives you greater peace of mind.

Home & Legacy specialises in insuring high-value homes. We were established in 1995 and are now one of the leading providers of high-value home insurance in the UK. We have Chartered Insurance Broker status from the Chartered Insurance Institute which signifies our knowledge, competence and professionalism. We offer our own policy wordings, underwritten by a number of leading insurers, coupled with an excellent, personal claims service.

The type of insurance we specialise in is not a ‘one size fits all’ solution, so we speak to customers individually in order to offer tailored quotes for our policies, with the terms that will suit. Home & Legacy policies are also available via specially selected insurance brokers.

To discuss your unique personal insurance needs with one of our expert advisors, call us on 0344 893 8360 or

Request a call back



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Home insurance

Excellent, inclusive household cover, tailored to suit you. Worldwide multi-trip travel insurance can be provided in conjunction with our home insurance. We also offer insurance for when building works are taking place at your property.

Home insurance by Home & Legacy


Home & Legacy motor insurance

Motor insurance

Benefits that go above and beyond what you can expect from a standard motor policy, and options to cater for your family’s fleet of vehicles.

Motor insurance by Home & Legacy

Home & Legacy landlord insurance

Landlord insurance

A suite of policies, including: buildings & contents insurance, protection against the loss of rental income, and legal expenses cover.

Landlord insurance by Home & Legacy