Building Works Insurance

Our standalone policy for building works

When making home improvements, the last thing you want to deal with is unexpected hassle or cost. Our distinctive building works policy offers you protection against loss or damage during refurbishments or extensions, leaving you free to concentrate on the project at hand. The policy lasts for the duration of the works and can be tailored to suit your individual project.

To discuss your needs with an advisor and get a quote, call 0330 102 1863, or

Request a callback

Home & Legacy building works insurance gives you a whole range of benefits as standard, including

  • All risks for permanent & temporary works
  • Materials in transit or incidental storage for up to 14 days
  • Unexpected costs to remedy defects for up to 12 months
    after the work
  • Machinery breakdown

The policy can be tailored to include

  • Expediting expenses, e.g. speeding up repairs or overtime working
  • Offsite storage for up to 6 months
  • Debris removal for up to 10% of contract value
  • Up to £50,000 for the cost of re-writing or re-drawing plans
  • Unexpected professional fees
  • Costs of complying with building or other regulations – up to 10% of contract value

As with all insurance policies, Building Works Insurance is subject to terms & conditions fully detailed in the policy wording.

To get a quote for insuring your building works project please call 0330 102 1863 to speak to an advisor, or

Request a callback

Downloads - current wordings
Product Download link
Building Works Policy Wording Download
Building Works Policy Info Download

If you have any comments or issues you wish to discuss, please contact our Customer Services Team Manager, Oonagh Berry-Manna, on 0208 607 2415 or by email:
oonagh.berry@homeandlegacy.co.uk