Ultimate Motor & Premier Motor

Home & Legacy's Ultimate Motor and Premier Motor are comparable to the leading, most inclusive policies in the market - offering exemplary levels of cover. Our two policies give us the flexibility to cover a broad range of vehicles - from executive cars and personal fleets, to prestige, classic cars and performance vehicles - even luxury electric vehicles. We will also provide motor insurance for a broad range of occupations, from business executives, right through to professional sports people and royalty. Our experienced staff will be able to recommend whether Ultimate Motor or Premier Motor, and which of the optional extras, will be best suited to your situation. Discounts are available for existing Home & Legacy home insurance customers, as well as on multi-car policies.

Call us on 0330 102 7863 to speak to an advisor, or

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Ultimate Motor and Premier Motor - Home & Legacy motor insurance offers the features & benefits you'd expect to find on an exemplary motor insurance policy:

  • Enhanced courtesy car
  • Driving other cars
  • Full UK and EU breakdown cover
  • Car-jacking and road rage cover, up to £5,000
  • Cherished plate protection, up to £250
  • Choice of repairer
  • Enhanced personal belongings cover
  • Unlimited windscreen cover, if using approved supplier
  • Legal liability for death or injury to others, including passengers
  • Hospital expenses up to £1,000
  • Motor legal expenses up to £100,000
  • Cover for attached or detached trailers
  • Replacement child car seats


  • Agreed value
  • Option to protect no claims discount
  • New car replacement up to 24 months
  • Driving outside of the EU
  • Comprehensive driving other cars

For more information about what is covered on Ultimate Motor and Premier Motor, please:

Download motor insurance features table



As with all insurance policies, Ultimate Motor and Premier Motor are subject to terms & conditions fully detailed in the policy wordings.

Call us on 0330 102 1863 to get a quote, or

Request a call back

Request a quote







Policy Documents - current wordings
Product Download link
Premier Motor Policy Wording Download
Ultimate Motor IPID (Insurance Product Information Document) Download
Ultimate Motor Policy Wording Download
Premier Motor IPID (Insurance Product Information Document) Download