Agency Account

Pay in accordance with the Terms of Business agreed with Home & Legacy.

Payment Card

We can accept card payments over the phone and there is no additional charge. We do not accept American Express card.

Premium Finance

Home & Legacy is an introducer to Close Brothers Premium Finance a trading style of Close Brothers Limited (Close) and earn a commission for introducing business to Close.

Our Premium Finance product remains available for existing customers who had chosen to pay their annual premium by this method up until the expiry of their policy, including for any adjustments in the premium following a mid-term policy alteration.

For home insurance products premium will be spread over 10 months at a fixed rate of 6% interest (representative % APR 15.45% variable). 

For landlord insurance products premium will be spread over 12 months also at a fixed rate of interest of 6% (representative % APR 12.54% variable).

Please note Close will charge a default fee of £25 if they need to collect any arrears and if a loan has to be cancelled due to unpaid arrears there is a cancellation fee of £15.

Home & Legacy Insurance Services Ltd is a wholly owned subsidiary of Allianz Holdings plc and is registered in England number 3007252. Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB. Home & Legacy Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number is 307523. Please note that telephone calls may be recorded for training and/or monitoring purposes.