Country house with ivy on the outside

 

Home Insurance

We've made sure our policies are top rated according to the industry standard, and in conjunction with our home insurance we offer worldwide travel insurance.

We offer two tiers of home insurance

This cover gives our policyholders more than a standard home insurance by including all risks worldwide cover for possessions, pet damage and pedal cycles.
                        
Our flagship home insurance policy for policyholders at the top end of the home insurance market. Ultimate Home rivals the most inclusive policies with the highest levels of cover available.                 

This includes as standard:

  • Legal health check to help review personal legal situations and to identify possible solutions.
  • Access to over 140 legal templates to help prepare complex, legally binding contracts and policies which can be stored and accessed online. 
  • 24/7 access to an easy to use law guide written by lawyers to check legal rights.

There's the option to register for access to CreditView which includes:

  • 24 hour personal data monitoring and alerts
  • Confidential fraud helpline
  • Victim of fraud case worker should it be needed
  • Unlimited access to credit report information.

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All risks worldwide cover
Alternative accommodation (buildings & contents)
2 years
5 years
Property owner's liability
£5,000,000
£10,000,000
New acquisitions
20% of the contents sum insured for 60 days
25% of the contents sum insured for 60 days
Business property
£10,000
£20,000
Unspecified item limit e.g. fine art, antiques & collectables
£15,000
£25,000
Guest's personal effects
£5,000
Unlimited
Defective title cover
£100,000
£100,000
Market appreciation cover e.g. specified fine art
150%
150%
Family legal expenses
£100,000
£100,000
Home emergency cover
£500
£1,000
Identity fraud service

Recognised for our quality of service

Insurance Times E-trading Survey 2020 - Five star rating for ‘Quality of Support’
Shortlisted ‘Best Insurer Extranet’ Tech & Innovation Awards 2021
 Insurance Times E-trading Survey 2021 - Four star rating for 'Overall Experience'
 Insurance Times E-trading Survey 2021 - Five star rating for 'Quality of Support'
Shortlisted ‘Claims Team of the Year’ British Claims Awards 2020
Shortlisted ‘Customer Care’ Insurance Post Claims Awards 2020
Appointments, financial results, business developments and awards.
Home & Legacy Insurance Services Ltd is a wholly owned subsidiary of Allianz Holdings plc and is registered in England number 3007252. Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB. Home & Legacy Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number is 307523. Please note that telephone calls may be recorded for training and/or monitoring purposes.