Country house with ivy on the outside


Home Insurance

Our home insurance policies are no longer available for new business and renewals. The information we provide is relevant for customers with existing policies.

Our two tiers of home insurance

This cover gives our policyholders more than a standard home insurance by including all risks worldwide cover for possessions, pet damage and pedal cycles.

Cover for policyholders at the top end of the home insurance market.         


This includes as standard:

  • Legal health check to help review personal legal situations and to identify possible solutions.
  • Access to over 140 legal templates to help prepare complex, legally binding contracts and policies which can be stored and accessed online. 
  • 24/7 access to an easy to use law guide written by lawyers to check legal rights.

There's the option to register for access to CreditView which includes:

  • 24 hour personal data monitoring and alerts
  • Confidential fraud helpline
  • Victim of fraud case worker should it be needed
  • Unlimited access to credit report information.

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All risks worldwide cover
Alternative accommodation (buildings & contents)
2 years
5 years
Property owner's liability
New acquisitions
20% of the contents sum insured for 60 days
25% of the contents sum insured for 60 days
Business property
Unspecified item limit e.g. fine art, antiques & collectables
Guest's personal effects
Defective title cover
Market appreciation cover e.g. specified fine art
Family legal expenses
Home emergency cover
Identity fraud service
Home & Legacy Insurance Services Ltd is a wholly owned subsidiary of Allianz Holdings plc and is registered in England number 3007252. Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB. Home & Legacy Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number is 307523. Please note that telephone calls may be recorded for training and/or monitoring purposes.