London street

Landlord Insurance

We provide a range of options as well as standalone rent protection and legal expenses policies.
Covers buildings and/or contents with the option to include cover for accidential damage (including by a tenant).

Our top level, flexible landlord policy offers a bespoke approach, covering buildings, contents and landlord legal expenses with options for theft or damage caused by tenants (including accidental damage), rent protection and 24 hour emergency property assistance.
A policy designed to protect landlords by covering the legal costs for a wide range of property related disputes and also gives access to a legal advice helpline.
This policy not only covers legal costs, it provides protection against non-payment of rent by a tenant.

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Buildings & contents for events including fire, storm, flood, burst pipes & subsidence
Property owner's liability cover
Up to £2,000,000
Up to £5,000,000
Employer's liability cover
Up to £10,000,000
Up to £5,000,000
Alternative accommodation/loss of rent
Up to 20% sums insured
Up to 25% sums insured
Unoccupancy grace period - no restrictions apply
Up to 30 days
Up to 90 days
Cover for multiple properties
Trace & access
Up to £5,000
Up to £5,000
Theft from outbuildings
Up to £500
Up to £5,000
Theft or malicious damage by tenants
Accidental damage (including by tenant)
Landlord's legal expenses up to £100,000 for any one claim/period of insurance
Legal helpline
Rental income protection
24hr landlord's emergency property assistance (option to include gas safety check and/or energy performance certificate)

Recognised for our quality of service

Insurance Times E-trading Survey 2020 - Five star rating for ‘Quality of Support’
Shortlisted ‘Best Insurer Extranet’ Tech & Innovation Awards 2021
 Insurance Times E-trading Survey 2021 - Four star rating for 'Overall Experience'
 Insurance Times E-trading Survey 2021 - Five star rating for 'Quality of Support'
Shortlisted ‘Claims Team of the Year’ British Claims Awards 2020
Shortlisted ‘Customer Care’ Insurance Post Claims Awards 2020
Home & Legacy Insurance Services Ltd is a wholly owned subsidiary of Allianz Holdings plc and is registered in England number 3007252. Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB. Home & Legacy Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number is 307523. Please note that telephone calls may be recorded for training and/or monitoring purposes.