We provide a range of options as well as standalone rent protection and legal expenses policies.
OUR POLICIES
Our landlord policies offer protection for residentially let properties. They have been expertly crafted to cover the additional risks associated with letting.
We offer four standalone landlord covers
Prestige Landlord
Covers buildings and/or contents with the option to include cover for accidential damage (including by a tenant).
Ultra Landlord
Our top level, flexible landlord policy offers a bespoke approach, covering buildings, contents and landlord legal expenses with options for theft or damage caused by tenants (including accidental damage), rent protection and 24 hour emergency property assistance.
Landlord's Legal Expenses
A policy designed to protect landlords by covering the legal costs for a wide range of property related disputes and also gives access to a legal advice helpline.
Landlord's Rent & Legal Protection
This policy not only covers legal costs, it provides protection against non-payment of rent by a tenant.
Landlord insurance cover highlights
Specialist insurance specifically designed for landlords
Flexible cover options that help eliminate the risks associated with letting a property.
In-house insurance experts and dedicated claims handlers
Compare our landlord covers
Prestige Landlord
Ultra Landlord
Landlord's Legal Expenses
Landlord's Rent & Legal Protection
Buildings & contents for events including fire, storm, flood, burst pipes & subsidence
Property owner's liability cover
Up to £2,000,000
Up to £5,000,000
Employer's liability cover
Up to £10,000,000
Up to £5,000,000
Alternative accommodation/loss of rent
Up to 20% sums insured
Up to 25% sums insured
Unoccupancy grace period - no restrictions apply
Up to 30 days
Up to 90 days
Cover for multiple properties
Trace & access
Up to £5,000
Up to £5,000
Theft from outbuildings
Up to £500
Up to £5,000
Theft or malicious damage by tenants
Optional
Accidental damage (including by tenant)
Optional
Optional
Landlord's legal expenses up to £100,000 for any one claim/period of insurance
Legal helpline
Rental income protection
Optional
24hr landlord's emergency property assistance (option to include gas safety check and/or energy performance certificate)
Optional
Do you need a quote?
Give us a call 9am to 5pm, Monday to Friday orcontact us by email or post.
Or visit Home & Legacy Online to start the process if you are a broker requiring insurance for a client.
Recognised for our quality of service
Insurance Times E-trading Survey 2020 - Five star rating for ‘Quality of Support’
Shortlisted ‘Best Insurer Extranet’ Tech & Innovation Awards 2021
Insurance Times E-trading Survey 2021 - Four star rating for 'Overall Experience'
Insurance Times E-trading Survey 2021 - Five star rating for 'Quality of Support'
Shortlisted ‘Claims Team of the Year’ British Claims Awards 2020
Shortlisted ‘Customer Care’ Insurance Post Claims Awards 2020
Follow us
Home & Legacy Insurance Services Ltd is a wholly owned subsidiary of Allianz Holdings plc and is registered in England number 3007252. Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB. Home & Legacy Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number is 307523. Please note that telephone calls may be recorded for training and/or monitoring purposes.