Cover is offered for individuals aged up to 79. Individuals who have pre-existing medical or health conditions can also be considered. What's more, optional cover is available for higher risk sporting activities and winter sports.


  • Comprehensive protection for the entire household for multiple trips worldwide, up to 45 days in duration
  • Up to £10 million for emergency medical and associated expenses.
  • Up to £2 million personal liability.
  • 24/7 legal assistance helpline for advice on overseas travel related problems.
  • Cancelling or cutting short trips up to £7,000 per person.
  • Winter sports option.

Travelling with medical conditions?

Those with pre-existing medical/health conditions that we are unable to cover may be able to obtain travel insurance through a provider listed in the MoneyHelper Directory of specialist travel insurance directory.


An alternative option is to obtain insurance from another intermediary that is part of the British Insurance Brokers' Association's travel medical directory.


Recognised for our quality of service

Insurance Times E-trading Survey 2020 - Five star rating for ‘Quality of Support’
Shortlisted ‘Best Insurer Extranet’ Tech & Innovation Awards 2021
 Insurance Times E-trading Survey 2021 - Four star rating for 'Overall Experience'
 Insurance Times E-trading Survey 2021 - Five star rating for 'Quality of Support'
Shortlisted ‘Claims Team of the Year’ British Claims Awards 2020
Shortlisted ‘Customer Care’ Insurance Post Claims Awards 2020
Home & Legacy Insurance Services Ltd is a wholly owned subsidiary of Allianz Holdings plc and is registered in England number 3007252. Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB. Home & Legacy Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number is 307523. Please note that telephone calls may be recorded for training and/or monitoring purposes.